About Us

COMPANY ORIGIN

Company Origin

Director's Profile

At RECFL, we believe that true progress begins with financial empowerment. Our journey has been guided by the vision of creating equal opportunities for every individual, especially those who have been left behind by traditional financial systems. By offering microfinance services that are simple, transparent, and accessible, we strive to bring dignity, stability, and growth to communities across the region.

We take pride in empowering women, small entrepreneurs, and rural families, enabling them to turn their aspirations into reality. Beyond providing financial support, RECFL is deeply committed to building financial literacy, encouraging responsible borrowing, and fostering long-term sustainability.

As we move forward, our focus remains on innovation, integrity, and inclusivity. We aim to expand our reach, strengthen our services, and continue being a trusted partner in the journey toward self-reliance and prosperity.

Mr.Vikash Kumar

COMPANY PROFILE

Company Profile

Ganpati Inn, T. N. Pathak Memorial Trust, RECFL, and RAR International together represent a dynamic group committed to hospitality, social responsibility, financial empowerment, and sustainable craftsmanship. Ganpati Inn offers a perfect blend of comfort and elegance with modern rooms, a banquet hall, and a lush lawn, making it an ideal destination for leisure, business events, and grand celebrations. T. N. Pathak Memorial Trust carries forward a legacy of compassion by working for education, healthcare, women empowerment, food security, and community welfare, uplifting underprivileged sections of society. RECFL empowers rural and semi-urban communities with accessible financial solutions including personal, home, business, and microloans, fostering economic independence and growth. RAR International brings artistry and innovation together by creating eco-friendly, durable, and elegant furniture that enhances living and workspaces. Collectively, these ventures enrich lives, strengthen communities, and create lasting value across multiple sectors.

OUR VENTURES

Our Ventures

Ganpati Inn

Where comfort meets elegance with unforgettable hospitality.

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T.N. Pathak Memorial Trust

Committed to uplifting communities with compassion and care.

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RECFL

Empowering lives through accessible and inclusive financial.

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RAR International

Crafting elegant, durable, and sustainable wooden furniture.

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ABOUT US

RECFL

There will be relief from money lending, youth will be provided loans for employment without guarantor: Bank Sursand. A correspondent

The main objective of the bank is to make the people at the lowest level of the society self-reliant by providing them loans. Apart from this, getting rid of problems like usury from the clutches of money lenders is its top priority.

These things were said by Vikas Kumar, Chairman of the head office of Ridhi Earth Commerce Foundation, on the occasion of inauguration of Shri Bhittha branch near the water tank. The office was inaugurated by social worker Indra Devi by cutting the ribbon.

Office Lakshmi Ganesh was duly worshipped. On the occasion, Choraut branch manager Narayan Pathak gave bank related information to the people present and said that banks are Tea, snacks, bicycles, motor parts, drug shops, house materials shopkeepers, satu sellers without land certificate, no security money, no guarantor, and no margining money cheap

It provides loan at low interest rate. But it is necessary to have a shop running already. The bank provides loan from daily collection to monthly and half yearly collection Yerli also talked about trying to develop businessmen and youth by making installments. Bank employees of Choraut branch and Bhittha branch were present on the occasion.

RECFL Branch Inaugurated in Thakurganj

The company will prove to be a boon for small businessmen- Gopal Agarwal

RECFL company started its branches in Thakurganj block of Kishanganj district. The first branch of the district was inaugurated by the company's director Vikas Kumar. Pathak inaugurated the event by cutting the ribbon. Earlier, while addressing the inauguration program, Director Vikas Kumar Pathak said that the aim of microfinance is to help the people of the lower rung of the society. Which businessmen will be able to repay in the form of small easy installments. He said that right now 10 thousand to 1.25 lakh rupees can be given as loan, which can increase to 10 lakh rupees in future. He said that this is an effort to free people from the bondage of money lenders.

Former MLA of Thakurganj, Gopal Agrawal said that lack of money forces skilled people to leave despite having the capability. In such a situation, businessmen have to leave these companies. You can generate self-employment by taking loans through companies. The system of taking loans in the country is complicated, in such a situation, this effort of self-employment for the people of middle and low income group is commendable.

JDU leader Ahmed Hussain said that this is a golden opportunity for shopkeepers. Without capital the economy collapses, this will not happen now. Chief Councillor of Thakurganj Nagar Panchayat, Devaki Aggarwal said that it is a matter of happiness for Thakurganj that this branch is opening here.

Sikandar Patel, President of Nagrik Ekta Manch said that the directors of the company are people from Thakurganj. It is a matter of joy that the people of this place will benefit from this institution.

Dozens of people including dignitaries of the city were present on this occasion.

25+

Years Of Experience

105+

Awards Received

160+

Project Complete

75+

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